PIERCE COUNTY, Wash. -- A Pierce County family struggles to keep their home as housing prices in the county fall even lower.

Kim Adams and her family could face disclosure any day now.

"They could come right now and take my house," Adams said.

Adams knows about financial crisis as her husband can't work because of health problems and they've fallen $4,000 behind on mortgage payments.

"You know I've pawned everything I own just to keep the lights and the water on. Just so they don't take my kids and now they want to take my house too," Adams said.

Adams said she fears the future for herself and her children.

"I'll just be amongst the homeless on the street, like everybody else we ain't got nowhere to go," Adams said.

A look around Adams’ neighborhood tells a bigger story about housing troubles..

Pierce County has fewer homes on the market and fewer homes being sold. The county has seen an 11 percent housing price drop in the past 12 months.

The median price for homes last August in Pierce County was $285,000. This August it was just $250,000.

That means lower real estate tax revenues for cities like Tacoma. The city said it may have to defer maintenance at city hall and may delay seismic upgrades to fire stations across the city.

Real estate agents said they are hopeful things will turn around. They said the Pierce County market is still doing much better other cities like Las Vegas and Phoenix.

For residents such as Adams, trying to keep the home they have, her hope is starting to fade.

She's knows the President wants to bail out the financial institutions that helped create the crisis, but she wonders where is the bail out for the little guy.

"I'm wondering if us little people are even going to be acknowledged or if it just for the upper class, middle class, socially acceptable, whatever, people," Adams said.