The Heating Oil Pollution Liability Insurance Program (PLIA) became effective in 1996 in recognition that liability for contamination resulting from a heating oil tank spill or leak can pose a serious potential financial hardship for homeowners and other heating oil users.

Recognizing the problem, heating oil dealers in Washington State crafted a program by which they have imposed a fee on themselves in order to provide pollution liability insurance coverage for every registered active heating oil tank in the state.

Here's how it works.

Residential heating oil tanks are exempted from Washington State Department of Ecology regulations. However, even though heating oil is non-toxic, has no carcinogens, and is biodegradable, if a spill or leak is extensive, Ecology may require clean-up. The Heating Oil Pollution Liability Insurance Program would then cover clean-up costs.
Coverage includes up to $60,000 per occurrence, per site, per year. (Costs covered by homeowners or other insurance are not included.)
Covered are clean-up costs for your property, plus a third party's property. (Tank replacement is not covered.)
Also provided is property damage restoration up to $1,500 each for your property, and a third party's property.
All active heating oil tanks in Washington state that have been registered with the Pollution Liability Insurance Agency, the administrator of the program, are eligible. And the best part is - IT'S FREE!

Want to know more about this one-of-a-kind insurance program for homeowners?

Call the Pollution Liability Insurance Agency (PLIA) at (800) 822-3905.